Every purchase, on the right card.
Business spending on advertising, software and travel adds up quickly. We pick the personal and business cards that reward how you actually spend, set a simple rule for which card pays for what and, for non-residents, build the US credit history that premium cards require.
- Cards and US credit
- From€999
- Typical timeline
- Building US credit history for premium cards usually takes 2 to 6 months.
- You receive
- A card setup and spending plan and, for non-residents, a US tax number (ITIN), US accounts and a credit history.
Starting prices, excluding government, registry and bank fees. Your exact price is set in the written proposal.
How it works. From spend review to premium cards.
- 01
Spend review
We go through a year of personal and business spending to see where the points are.
- 02
Card selection
Business and personal cards chosen on earn rates, transfer partners, annual fees and the benefits you would really use.
- 03
Routing rule
One page that says which card pays for what, so the plan works without thinking about it.
- 04
US credit for non-residents
A US tax number (ITIN), applications to several banks, starter cards and a path to premium cards as your credit history builds.
Questions, answered.
01Can I get US credit cards without living in the US?
Often, yes, through a US company, a US tax number and a US address, starting with entry-level cards. Issuers decide each application, so we cannot promise a specific card.
02Can I put business expenses on a personal card?
It can cause problems for your accounts and your tax. We keep business spending on business cards and show you how to do it cleanly.
Start with a confidential consultation.
Tell us where you live, where you earn and what you want to protect. We will map your options on a call.